© RosEuroBank 2012
General License of Bank of Russia ¹3137
Mortgage Loans
RosEvroBank started mortgage loan business in 2007, currently mortgage loan portfolio amounts approximately 63% of the total retail loan portfolio. Average amount of mortgage loan is USD 100,000, the Bank has 12 mortgage loan products, LTV is 60-80%, interest rates vary from 11% to 16.5% p.a. in Russian Rubles and from 9.5% to 14.5% p.a. in hard currencies.
Mortgage loans of RosEvroBank can help to buy an apartment, house with land or village house as well as obtain credit for other purposes not related to commercial activity. Services of RosEvroBank alco include: free consideration of credit application within 2 working days, assistance with gathering of necessary documentation for real estate, arranging of mortgage deal in the Bank, assistance in state registration of property right. Tenor of loans - up to 20 years, max loan amount is RUB 40 million or USD 1 million.
