© RosEuroBank 2012
General License of Bank of Russia ¹3137
General License of Bank of Russia ¹3137
Leasing
It may happen that to fund the projects on expansion of existing business, increase of competitiveness and quality of products, etc. use of leasing formats instead of use of traditional loan resources may be more rational.RosEvroLeasing company:
- Offers for leasing a wide range of Russian and foreign made machines and equipment.
- Provides turn-key deliveries with subsequent transfer for rent with the buyout option of sets of production and trade equipment.
- Designs leasing programs with consideration of client business details.
- Offers services of personal consultants at the phase of planning of investments into purchased property.
Leasing terms
- Leasing duration terms are set by the client (they should be at least twice as less the life-time of purchased machines and equipment). As a rule, a leasing contract is made for 1-3 years. For some property such term may be increased up to five years upon agreement with RosEvroLeasing.
- Advance payments under leasing contract are 10-30% of the property value.
- Leasing payments are made monthly in equal installments, payments with unequal terms are possible, also are possible payments with consideration of seasonality of client operations. Deferral of leasing payments is offered for the time of equipment delivery (transportation) and installation works.
- Property risks should be insured either in ROSNO company or Ingosstrakh company (either by lessee or RosEvroLeasing with inclusion of insurance costs into leasing payments).
- The client should make a warranty service contract for leased property for the entire leasing contract duration.
- Leased vehicles are registered with appropriate state bodies (traffic police, the Russian State Technical Supervision Authority) by lessee itself with indication in registration documents of information on the property owner (RosEvroLeasing) and the leasing contract term. Vehicles may also be registered with RosEvroLeasing. In this case lessee is charged an additional fee of 300 US dollars and costs for payment of transport tax by the company are included in the sum of leasing payments. If vehicles are registered by lessee, under the Russian legislation transport tax is paid by lessee.
- Average annual increase of the cost of the leased property is 9% - 13% (in rubles) and 7.5% - 10% in foreign currency.
