General License of Bank of Russia ¹3137

At present more than 14,000 corporate and 90,000 private customers maintain their accounts with RosEvroBank. Every week on average, 60 corporate customers join the Bank as new clients. In accordance with research published by 'Dengi' magazine (a subsidiary of 'Kommersant' publishing house), RosEvroBank is among the 30 leading Russian banks in terms of funds attracted from customers. This fact demonstrates the high level of trust clients place in the Bank.
RosEvroBank specializes in rendering services to small and medium-sized enterprises. The majority of these are active in food production, metal trading and the importing of consumer electronics and domestic appliances. The Bank also provides international trade finance services to its customers importing consumer electronics, automobile accessories, pharmaceuticals and various kinds of industrial equipment. The Bank endeavours to diversify its loan portfolio in order to avoid concentration in any single sector or a sole group of borrowers. RosEvroBank is oriented towards meeting the ever-growing demands and requirements of its clientele and therefore offers both its corporate and its private customers a comprehensive range of banking services. In this context, it should be mentioned that the Bank is also an active provider of residential mortgages and car loans.
With the opening of two "Universal Bank Stores", located inside the Bank's Branch Offices in Moscow, RosEvroBank launched a completely new concept of customer servicing. These units offer comprehensive services for private customers: savings, consumer lending, money transfers, deposit cash boxes, etc.
The high level of trust RosEvroBank's customers place in the Bank helped the latter to survive both the Russian crisis of August 1998 and the so-called crisis of confidence of the summer of 2004. Many of RosEvroBank's private individual customers are employees of its corporate customers. Consequently, there is a tight connection between corporate and private customers in the Bank.